BSA/AML Compliance
Program development, risk assessments, independent testing support, CDD/EDD, sanctions/OFAC, transaction monitoring tuning, and SAR processes.
BSA/AML services details →Financial crimes compliance & risk consulting
Compliance programs that hold up to scrutiny.
COASO Risk Partners helps banks, credit unions, fintechs, and other financial institutions design, strengthen, and sustain BSA/AML, fraud prevention, and risk management programs that are proportionate to their risk and ready for examination.
Services
Practical support across compliance and risk
We work alongside your BSA, compliance, and risk teams to address specific needs, from a single risk assessment to a full program remediation.
Fraud Prevention
Fraud risk assessments, control design, and detection strategies for payments, account opening, and emerging fraud typologies.
Fraud prevention services details →Risk Management
Enterprise and compliance risk frameworks, control testing, and reporting that give boards and management a clear view of risk.
Risk management services details →Risk Advisory
Objective guidance on new products, partnerships, growth, and strategic decisions that carry compliance and operational risk.
Risk advisory services details →Regulatory Compliance
Examination preparation, MRA and consent order remediation, and policy and procedure development.
Regulatory compliance services details →Not sure where to start?
Tell us about your institution and the challenge in front of you. We will help you scope the work and identify priorities.
Request a consultation →Industries
Built for the institutions we serve
Each type of institution faces a different mix of products, customers, regulators, and resources. Our work reflects those differences.
Community & Regional Banks
Right-sized programs that meet supervisory expectations without overextending lean teams.
Credit Unions
Support aligned to NCUA expectations and the member-focused nature of credit unions.
Fintechs & BaaS Partners
Compliance frameworks that scale with growth and satisfy sponsor bank oversight.
MSBs & Other Financial Institutions
Programs suited to money transmitters, check cashers, and other non-bank institutions.
Why COASO
An experienced partner, not a template
Effective compliance programs are built on an honest understanding of an institution’s risk. We focus on work that stands up to examiner review and that your team can maintain after our engagement ends.
Risk-based and proportionate
Recommendations are tailored to your institution’s size, complexity, and risk profile, not copied from a larger institution.
Regulator-aware
Our work is grounded in the BSA, its implementing regulations, the FFIEC BSA/AML Examination Manual, and current supervisory expectations.
Documented and defensible
Clear workpapers, rationale, and documentation that support your decisions when examiners and auditors ask why.
Built to transfer
We aim to strengthen your team’s capability, leaving behind processes and knowledge that last beyond the engagement.
How we work
A clear, structured engagement
Every engagement starts with understanding your institution and ends with practical, documented outcomes.
Consultation
We discuss your institution, current challenges, timelines, and any regulatory findings.
Scoping
We agree on objectives, deliverables, and responsibilities in a written proposal.
Assessment & execution
We review documentation, systems, and processes, and work with your team on the agreed scope.
Results & handoff
You receive clear findings, recommendations, and deliverables your team can own and maintain.
Talk with us about your program
Whether you are preparing for an examination, responding to findings, or strengthening your controls ahead of growth, we can help you scope the work and set realistic priorities.